1. Estimates, not advice
All calculators and guides on UrbiTools provide estimates for general information only. They are not legal, financial, or tax advice. Statutory rates change, individual circumstances vary, and only a qualified adviser can give advice for your situation. See our disclaimer.
2. Acceptable use
You agree not to misuse the site, attempt to disrupt it, or scrape its content at a rate that impairs service for others. Content is provided for personal, non-commercial use.
3. Intellectual property
The site's design, text and calculator logic are owned by UrbiTools unless stated otherwise. You may link to our pages and share results, but may not republish substantial content without permission.
4. Liability
To the maximum extent permitted by law, UrbiTools is not liable for any loss arising from reliance on the calculators or guides. If a figure matters — a settlement, a tribunal claim, a tax return — verify it with a professional.
5. Changes
We may update these terms; continued use of the site constitutes acceptance of the current version.